You will certainly pay even more for your bitcoin than if you put a buy order on the exchange. This is for the simplicity and also convenience of the instantaneous buy option. After pushing "next ", you will be revealed a display with the recommendation you require to utilize for the settlement, along with the Luno banking information.
this is a bit risky as the phone is connected to the internet and the 12 seed words might get stolen. You should spend $100 and buy a hardware wallet, and learn how to use it.
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